OVERSEAS HOLIDAY HOME INSURANCE FOR YOUR PROPERTY IN SPAIN

Features » Finance and Money » Spanish Spain Home Insurance

Jack Pot / 2011-08-09 01:42:25

With its sun, sea, and beautiful coastline, Spain has become one of the most popular tourist destinations in the world and has attracted many holiday homeowners all wanting to enjoy the Spanish and Mediterranean way of life.

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Over the last 10 years, Europe has been opened up by the increasing accessibility to cheap air travel and Spain has quickly become a hotspot for holiday homeowners. Affordable Spanish property means that property sales in Spain have been rife and owning a holiday home in such a warm and welcoming climate has made Spain one of the number one destinations for individuals seeking a property in Spain for leisure or retirement.

In the l990’s British buyers rushed to Spain and the Spanish property market boomed. Two distinct types of buyer were in the Spanish property market for differing reasons. The first type buyer was looking for their dream retirement home in the sun, and the second type of buyer was interested in buying a property as a holiday home for their own use and / or to let as holiday accommodation in order to provide an income to help with running costs and generate a capital return on their investment.

A holiday property in Spain has many advantages for the owner such as the flexibility for the owner or friends and family to be able to come and go as they please but it does, of course, need to be insured. And in order to fulfill the requirements of most Spanish property insurance companies the property only needs to be checked internally at least once every thirty days during the unoccupied periods.

The property may also be let for holiday use so if you did wish to generate a return on your investment by letting out the property as a holiday rental, you could do this safe in the knowledge that your Spanish holiday home insurance would cover this. Your holiday home insurance policy also includes Public Liability Cover to protect you in case a holiday tenant has an accident or injury within your property.

Whatever the reason for purchasing a property in Spain you should ensure that it is insured with a reputable company that not only understands your requirements but can also provide a policy giving the best cover.

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Home Insurance is offered in conjunction with Hercules Limited. Suite 2C Centre Plaza. Horse Barrack Lane. Gibraltar. Hercules Limited is a company registered in Gibraltar no. 102184. Licensed by the Gibraltar Financial Services Commission FSC1098B. Authorised to carry out General Insurance in Spain, Portugal, UK and Greece in Freedom to Provide Services.

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